Secure trade. Issue with confidence. Grow across borders.
PARLINET is a banking institution that issues Letters of Credit, Standby Letters of Credit and Bank Guarantees for small and medium-sized businesses trading worldwide.
Requests the credit
Issues the creditUCP 600
Ships and presents documents
Settled at sight or at maturity
Banking instruments that let you trade with people you have never met.
When buyer and seller do not yet trust each other, a bank steps in. PARLINET replaces open-ended risk with a clear, documented commitment.
Documentary Letters of Credit
A conditional payment undertaking: we pay the seller when stated documents are presented in compliance with the credit's terms.
Standby Letters of Credit
A payment backstop that is drawn only if the applicant fails to perform or pay. Used for supply contracts, leases and credit lines.
Bank Guarantees
A bank's undertaking to pay a beneficiary if the applicant defaults on a contractual obligation, issued in demand or conditional form.
Letters of Credit, matched to how you ship and get paid.
Each type shifts timing and risk between buyer and seller. We help you choose the one that fits the contract.
| Type | How it works | Typical use |
|---|---|---|
| Sight LC | Paid on presentation of compliant documents. | Single shipments, new trading partners |
| Usance LC | Payment deferred to an agreed maturity date. | Buyers who need credit terms |
| Confirmed LC | A second bank adds its own payment undertaking. | Sellers in higher-risk markets |
| Revolving LC | Amount renews automatically over a set period. | Repeat shipments with one supplier |
| Transferable LC | The beneficiary can pass rights to a second beneficiary. | Intermediaries and trading companies |
| Back-to-back LC | A second credit is issued on the strength of the first. | Traders sourcing from several suppliers |
Guarantees that win contracts and protect them.
Project owners and buyers often require a bank guarantee before they award or advance funds. We issue the instruments that satisfy them.
Bid / Tender Guarantee
Shows the bidder is serious and will sign the contract if awarded.
Performance Guarantee
Compensates the beneficiary if the contractor or supplier fails to deliver as agreed.
Advance Payment Guarantee
Secures the return of an advance if the supplier does not perform.
Retention & Warranty Guarantee
Lets you release retained funds early while the beneficiary stays protected during the warranty period.
SBLC or BG: which one?
Both are bank undertakings. An SBLC follows letter-of-credit practice (ISP98 or UCP 600) and is usually drawn against a written demand and statement. A guarantee follows URDG 758 or local law and is tied to the underlying contract. We advise on the right form for your counterparty's requirements.
Trade finance that keeps working capital moving.
Beyond issuance, we support the full life of the transaction.
Confirmation & Advising
- Advise credits issued by other banks
- Add our confirmation for payment certainty
Document Discounting
- Receive funds before a usance LC matures
- Reduce waiting on buyer payment terms
Import & Export Financing
- Pre-shipment and post-shipment support
- Facilities structured around your trade cycle
From request to settlement in four stages.
Timelines depend on your file, your counterparties and our review.
Apply
Submit your request with the trade contract or pro forma invoice.
Review & KYC
We complete identity, credit and compliance checks on your business.
Issue
Approved instruments are issued and sent through the banking network.
Monitor & settle
We examine documents, communicate discrepancies and settle on the due date.
Built for businesses that are too big to ignore and too small to be a priority.
A dedicated team
One contact who knows your file and your counterparties.
Clear fee structure
Fees are quoted per transaction and may include issuance, amendment, confirmation, negotiation and courier charges. We show them before you commit.
International standards
Instruments follow ICC rules, so banks and counterparties worldwide read them the same way.
Standards and compliance.
Every facility is subject to credit approval and to sanctions, KYC and anti-money-laundering checks.
Documentary credits
The ICC rules governing most letters of credit.
Standby credits
The rules written specifically for standby letters of credit.
Demand guarantees
The ICC rules for independent demand guarantees.
Common questions
What is the difference between an LC and an SBLC?
An LC is the main payment method: the seller is paid when compliant documents are presented. An SBLC is a backup: it is paid only if the applicant fails to pay or perform.
Who can apply?
Registered small and medium-sized businesses that pass our KYC, sanctions and credit review.
What documents do I need?
Typically company registration documents, ownership and director information, recent financial statements, and the underlying contract or pro forma invoice.
Do I need to provide collateral?
It depends on the instrument and your credit profile. Cash margin, assets or a credit line may be required. We confirm this during review.
How long does issuance take?
It depends on the completeness of your file and the review outcome. We give a realistic timeline once we have your application.
What does it cost?
Fees are set per transaction according to the instrument, amount, tenor and risk. We provide a written quotation before issuance.
Can you confirm a credit issued by another bank?
Yes, subject to our review of the issuing bank and country risk.
Are all applications approved?
No. Every facility depends on credit approval and compliance checks.
Ready to secure your next shipment or contract?
Send us the details of your transaction. We will review it and tell you which instrument fits and what we need to proceed.
Request a FacilityRequest a facility.
Tell us what you need to secure. A member of our trade finance team will reply to the email you provide.
Email: contact@parlinet.net
Phone / WhatsApp: +90 535 849 03 77
30 N Gould St Ste R, Sheridan, WY 82801, United States